STELLAR TESTNET · BETA

Payment methods & availability

Smart XLM Market is currently an educational demo. The options below are not live payment methods. Please do not send money or cryptocurrency to anyone claiming to collect deposits for this beta.

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Real-money transactions are disabled

All dashboard balances and marketplace positions are simulation data. Promotional SWM has no cash value and cannot be withdrawn.

bKashNot connected

Bangladesh mobile financial service

Activation requires a verified merchant account, payment agreement, webhook verification and an approved business use case.

Payments unavailable · Beta

NagadNot connected

Bangladesh mobile financial service

Activation requires eligible merchant onboarding, a verified provider integration and transaction reconciliation.

Payments unavailable · Beta

Cards / bank paymentsNot connected

Approved payment gateway

A verified merchant/payment-service agreement and audited payment flow are required.

Payments unavailable · Beta

Stellar XLMTestnet demo only

Blockchain payments

No mainnet receiving address, deposit monitoring, custody or withdrawal service is active.

Payments unavailable · Beta

What works today?

Public demo site, eligible member login, simulated marketplace and portfolio tools, and separately labelled promotional credits. Real deposits, redemptions and payouts are not accepted.

What is needed before payment activation?

Verified merchant/provider approval, legal and regulatory review, secure server-side processing, transaction auditing, fraud controls, refunds/disputes handling where applicable, and end-to-end testing.